Assuming repayments are maintained, the Student Loans Company would usually cancel any outstanding loan (plus any interest) under the following circumstances:
- when the repayer reaches 65
- if the repayer becomes permanently disabled and unfit for work
- if the repayer dies
If a student started their studies in 2006 or later, the Government will write off any part of their student loan that is left unpaid 25 years after they leave their course - instead of at age 65. This arrangement also applies to students who continued their studies in 2006 or later and did not take out a loan while on their course.