Loan repayment

Your guide to how the student loan repayment system works for undergraduate loans (Plan 1 and Plan 2).

You’ll find information on repaying a Postgraduate Loan here.

Changes to credit card repayments

As of 26 September 2018 we can no longer accept repayments made by credit card. New legislation removed the ability to charge back fees for payments made by credit card. As a public funded body, we are unable to absorb the cost of credit card fees as this would mean charging the fees back to customers.

Sale of student loans

The UK Government has completed the process required to sell part of the English student loan book. It covers loans issued by any English local authority which entered repayment between 2007 and 2009. The sale is being undertaken in accordance with the Sale of Student Loans Act 2008. For more information please visit the ICR Loan Sale section

These are our most popular topics: